OUR STORY
BUILT ON PATIENCE, NOT PRESSURE
Dark Horse Financial was founded on the belief that retirement advice should be steady and straightforward. After three decades in the industry, we opened our Hayden office to serve families with a unique, person-centered approach. We focus on clear conversations rather than complex paperwork, helping you build financial intelligence with patience. Our mission is to ensure your retirement years are defined by security and peace of mind.
• Todd began his Financial Professional career in 1988 as a sole proprietor and formally established Dark Horse Financial in 2013, a subsidiary of Dark Horse Financial Group, family owned and operated. Prior to that, he obtained his B.A. in Finance and served his country in the U.S. Armed Forces Naval Nuclear Division. He is an avid outdoorsman, including hiking, snowmobiling, skiing, camping, biking, and sports, as well as a gym enthusiast, family man, and respected member of his community.
TODD A SCHNICK — FOUNDER — CEO
NO-PRESSURE ADVICE
ETHICS — INTEGRITY
ABOUT DARK HORSE FINANCIAL
THE YEARS YOU WORKED FOR
Most of our clients nearing retirement age are all asking the same honest questions: Can we retire now? Will the money last? What happens to the people we leave behind?
We sit down, take the time to answer those questions in plain English, and put a written plan in your hands. You'll never be rushed, and you'll never be sold something you don't understand.
HOW WE HELP
The Three Essential Questions
01
Retirement Income
Turning what you've saved into steady, dependable monthly income you can count on for life.
02
Social Security
Strategic timing options that can change your lifetime benefit by tens of thousands of dollars.
03
Legacy Planning
Designing strategies that honor your values while securing the future of your family and estate.
WHY DARK HORSE
Unhurried, Straightforward, and on Your Side
01
WE LISTEN
Enjoy a stress-free initial meeting focused on your assets and vision for this chapter.
02
WE MAP IT OUT
A written plan for income and legacy, explained in plain English at your preferred pace.
03
WE STAY WITH YOU
Regular reviews and direct access to a real person whenever your situation changes.
Secure Your Legacy
Build a future that endures. Our authoritative wealth management strategies are designed to protect and grow your assets across generations, ensuring your financial footprint remains as significant as your impact.